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Academy/Compliance & Regulations/Data Privacy (GDPR, CCPA)
Lesson 3 of 515 min

Data Privacy (GDPR, CCPA)

Data Privacy (GDPR, CCPA)

If you collect any personal data — emails, phone numbers, names — you must comply with data privacy laws.

GDPR (Europe)

Applies if you target EU residents, regardless of where you're based.

Key Requirements:

  • Consent — Clear opt-in before collecting data (no pre-checked boxes)

  • Purpose limitation — Only use data for the stated purpose

  • Right to access — Users can request their data

  • Right to erasure — Users can request data deletion

  • Data breach notification — Report breaches within 72 hours

  • Privacy policy — Must be clear, accessible, and up-to-date
  • For IBs, this means:

  • Your email signup form needs explicit consent checkbox

  • You can't share leads with brokers without consent

  • You need a privacy policy on your website

  • Every email must have an unsubscribe option
  • CCPA (California, USA)

    Key Requirements:

  • Tell users what data you collect and why

  • Users can opt out of data selling

  • Users can request data deletion

  • "Do Not Sell My Personal Information" link required
  • Practical Checklist for IBs

    Privacy policy on your website

    Cookie consent banner (for EU traffic)

    Explicit opt-in for email marketing

    Unsubscribe link in every email

    Don't buy or sell email lists

    Store data securely (encrypted, access-controlled)

    Delete data when users request it

    Document what data you collect and why

    Email Marketing Compliance

  • Only email people who explicitly opted in

  • Include your business name and address in emails

  • Provide clear unsubscribe mechanism

  • Honor unsubscribe requests within 10 business days

  • Don't use deceptive subject lines